Amount Invested (Transferred to Target)
₹0
Final Value in Target Fund
₹0
Wealth Gained (Returns)
₹0
Growth of Corpus: Source & Target Funds
STP Plan Breakdown
Initial Source Fund Corpus:
₹0
Monthly Transfer:
₹0
Number of Transfers:
0
Source Fund Return p.a.:
0%
Target Fund Return p.a.:
0%
Final Target Fund Value:
₹0
STP: Smart Portfolio Rebalancing
Systematic Transfer Plans automate phased transfer of funds from low-risk (typically debt or liquid) schemes into higher-return (equity) funds. This helps manage risk and capitalize on opportunities without timing the market.
Why Use STP?
- • Smooths entry into equity markets, reducing timing risk
- • Earns returns on both source and target funds during transfer period
- • Useful for deploying large lump sums gradually
- • Facilitates monthly rebalancing between asset classes
Pro Tips
- • Ensure you choose competitive source/target funds
- • Don't over-extend transfer period
- • Review after transfer is complete for re-alignment
- • STPs may have exit loads or tax implications
